The answer to this question really depends on personal preference, as people’s needs for peace of mind can vary greatly. We have witnessed many cases where people regret not buying extra insurance due to a costly incident and also cases where people never use the extra insurance that they bought. That is simply the nature of insurance; it is highly valuable when you need it but useless when you don’t. We simply cannot make that decision for others.
We can, however, tell you that our top 3 most popular extra insurance options are gravel protection, the Premium Package, and the Premium Package plus. We always recommend Gravel protection as a minimum as it’s the most common damage to our cars. Click here to see our insurance guide.
Before you make any decisions about extra insurance, make sure to read our Terms for more information about the included CDW insurance. Also, make sure to check with your regular car insurance policy and any other insurance policies that you may have, such as your travel insurance, credit card benefits, etc.